Finding the Balance The sandwich generation faces unique challenges. For many, meeting needs is a matter of finding a balance. Related Content What Is a Roth 401(k)? Roth 401(k) plans combine features of traditional 401(k) plans with those of a Roth IRA. Starting a Roth IRA for a Teen This early financial decision could prove helpful over time. Is a Variable Annuity Right for Me? Pundits go on and on about how “terrible” or “wonderful” annuities are, but they never talk about whether annuities are right.